Need extra cash?

Is your " ONE YEAR SAME AS CASH" account coming due?  Need some extra cash to cover unexpected expenses or Christmas bills?  Got your tuition bills covered? PWCU is offering an eleven month loan for up to 2000 bucks at 6.99% interest.

Payments are $9.41 per $100 borrowed. New money only. Unsecured lending limits apply.

Quarterly or Annual Statements?

If you wish to continue receiving Quarterly Statements, please contact the credit union staff. If you do not contact the CU, you will only receive an annual statement.

Take advantage of PWCU’s CHRISTMAS SKIP-A-PAYMENT

A $10 donation per loan allows you to “SKIP” either your December 2011 or January 2012 loan payment(s).  All donations collected will be split between the Utah Food Bank and Primary Children’s Hospital. This offer is available on all loans in good standing.  Skipped payments are added to the end of your loan contract.  Interest continues to accrue.

Negotiate your credit card rate

We recently found this handy website, which can help you negotiate your credit card rate with various banks and credit card companies. Take a look at www.negotiatemyrate.com.

Video about our credit union

The Utah League of Credit Unions recently produced a video about our unique credit union. Take a look, below.

Reloadable Debit Cards...

Our prepaid debit cards carry the VISA logo on the front of the card and are personalized with your name.  You can add funds to the card at any time.  In addition to the 20 million VISA locations worldwide where the cards are accepted, the reloadable cards also work at ATMs and merchants anywhere you see the Plus or Interlink (pin-based Point of Sale (POS))

The card is loaded directly from your account, but IS NOT tied to your account.

There is an initial fee of $2.50 for the purchase of the card.  A $ 2.00 monthly service charge includes unlimited Signature and PIN POS merchant transactions.  ATM withdrawals are $1.50 with denied transactions at 50 cents.  Load fees are 50 cents.

Prepaid Gift Cards

Give the gift card that is accepted at all merchants that accept VISA. These are absolutely the perfect gift! Price of each card is $2.50. Several styles are available.