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Rates
Loan rates
Loan Type
|
Term
|
APR (up to 80% financed) |
APR
(100% financed) |
New autos and trucks |
up to 5 years |
|
2.99% |
New autos and trucks |
6 years |
|
3.49% |
New autos and trucks |
7 years |
|
3.99% |
Used autos and trucks (financed up to 100% of NADA high book value) |
up to 5 years |
2.75% |
2.99% |
New RVs (boats, trailers, bikes, jet skis etc) |
up to 5 years |
|
4.25% |
New RVs (boats, trailers, bikes, jet skis etc) |
up to 5 years |
|
4.75% |
New RVs (boats, trailers, bikes, jet skis etc) |
7 years |
|
5.25% |
Used RVs (boats, trailers, bikes, jet skis etc)
(financed up to 100% of NADA High Book Value) |
up to 5 years |
4.75% |
5.25% |
Used RVs (boats, trailers, bikes, jet skis etc)
(financed up to 100% of NADA High Book Value) |
6 years |
5.25% |
5.75 |
Used RVs (boats, trailers, bikes, jet skis etc)
(financed up to 100% of NADA High Book Value) |
7 years |
5.75% |
6.25% |
Download our loan application in a fillable Word document, or a pdf.
*PWCU’s legal lending limit is $100,000 per member. This limits our real estate lending capabilities, but if you choose to use our real estate program, you will be amazed at how easy and fast the process is.
**Fees will be assessed to loans closed prior to the 2nd anniversary of the loan.
Share Rates
Share Type
|
Rate |
APY |
Shares |
0.25% |
0.25% |
IRAs |
0.85% |
0.85% |
Certificates, 6-month term, $2,500 minimum |
0.30% |
0.30% |
Certificates, 12-month term, $2,500 minimum |
0.40% |
0.40% |
Certificates, 18-month term, $2,500 minimum |
0.50% |
0.50% |
Your savings Federally
Insured to at least $250,000.
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Phillips Wasatch Credit Union is an equal housing lender.
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